Why Should I Hire a Local South Carolina Car Accident Attorney? 

Securing the services of a local South Carolina car accident lawyer can greatly benefit your case. Local attorneys possess specialized expertise in South Carolina laws, and their familiarity with the local community may provide you with valuable insights. These attorneys are also better equipped to negotiate with insurance companies on your behalf to ensure you receive the best compensation possible. 

What is the Statute of Limitations for Automobile Accidents in South Carolina? 

In South Carolina, the statute of limitations for filing a claim related to a car accident is 3 years. Failing to file within this window may forfeit your right to legal redress. 

What Standard of Negligence Applies in South Carolina Car Accident Cases? 

South Carolina adheres to a “Modified Comparative Fault” system. In a negligence case, you may recover damages as long as your degree of fault is not greater than the combined negligence of all other parties involved. However, your compensation will be proportionally reduced based on your share of the negligence. 

Is South Carolina a Fault or No-Fault State Regarding Car Accidents? 

South Carolina operates on a fault-based system. The party found to be at fault for the accident is responsible for compensating others for their injuries and damages. 

What are the Minimum Automobile Insurance Requirements in South Carolina? 

The law in South Carolina mandates drivers to carry bodily injury liability insurance of at least $25,000 per person and $50,000 per accident. Additionally, property damage liability coverage of at least $25,000 is required. Uninsured motorist coverage equal to the minimum liability coverage (25/50/25) must also be carried. Underinsured motorist coverage is not mandatory. 

What Insurance Regulations Apply to Rental Cars in South Carolina? 

In South Carolina, the insurance policy of the car rental company serves as the primary insurance coverage, as established by Southern Home Ins. Co. v. Burdette’s Leasing, 234 S.E.2d 870 (S.C. 1977) and Travelers Indem. Co. v. Dees, 235 F. Supp. 515 (S.C. 1964). 

What Procedures Should Be Followed After a Car Accident in South Carolina? 

If involved in a car accident, contact law enforcement, especially if there are injuries, deaths, or substantial property damage. Exchange information with all parties and collect contact details of witnesses. Document the scene with photographs if possible. 

When is an Accident Report Required in South Carolina? 

South Carolina Department of Motor Vehicles mandates the submission of a completed Traffic Collision Report (form FR-309) within 15 days of the accident if there are damages greater than $1,000 or if there was an injury or death, and the police were not involved. 

What are the Legal Consequences of Failing to Report an Accident? 

Failure to properly submit the Traffic Collision Report (form FR-309) can result in the assumption that your vehicle was not insured, leading to potential legal penalties for driving without insurance. 

How is Liability Determined in South Carolina Car Accidents? 

The determination of liability in a South Carolina car accident hinges on the quality of the evidence presented. Decisions may be reached through settlement negotiations or by proceeding through legal channels, where a court will decide liability and compensation. 

What Financial and Emotional Consequences Can I Expect Following a South Carolina Car Accident? 

Car accidents often result in substantial medical expenses, even for minor injuries. The emotional strain can also be significant, affecting your daily life and well-being. Professional legal guidance can assist you through this difficult time, helping you to secure adequate compensation for your losses.