Why Should I Hire a Local Oregon Car Accident Attorney? 

Engaging a local Oregon car accident attorney can offer invaluable assistance following an accident. A local attorney is not just versed in Oregon-specific laws but also understands the local community, which could be beneficial when addressing non-legal issues that may affect your case. Local attorneys can also more effectively negotiate with insurance companies, who often aim to minimize compensation. With localized expertise, an Oregon-based attorney will work diligently to ensure you receive the compensation you deserve. 

What is the Statute of Limitations for Automobile Accidents in Oregon? 

In Oregon, the statute of limitations for filing a claim related to an automobile accident is two years for personal injury and six years for property damage. 

Which Standard of Negligence Applies in Oregon? 

Oregon employs a modified comparative negligence standard. According to Oregon Revised Statutes §§ 31.600(1), a claimant can still recover damages as long as their fault is not greater than the combined fault of all parties involved, including third-party defendants and settled parties. However, the claimant’s recoverable damages will be reduced in proportion to their percentage of fault. 

Is Oregon a Fault or No-Fault State? 

Oregon operates under a fault-based system for automobile accidents. 

What Are Oregon’s Automobile Insurance Requirements? 

Oregon law mandates that drivers have bodily injury liability coverage of $25,000 per person and $50,000 per accident. Property damage liability coverage of $20,000 per accident is also required. Additionally, drivers must carry uninsured motorist coverage of $25,000 per person and $50,000 per accident, as well as $15,000 per person in personal injury protection (PIP) coverage, despite Oregon being a fault state. 

What Are the Insurance Requirements for Rental Cars in Oregon? 

In Oregon, the renter’s personal insurance policy serves as the primary coverage, while the rental company’s policy acts as secondary coverage. If the rental company is self-insured, the coverage is considered excess according to Oregon Statute §§ 806.130 and 30.135. 

What Are the Guidelines for Reporting an Accident in Oregon? 

  • Stop Immediately: After an accident, pull over as close to the scene as safely possible without blocking traffic. Leaving the scene could result in a “hit and run” charge, possibly leading to the suspension or revocation of your driver’s license. 
  • Provide Assistance: Assess injuries and offer aid, if capable. Await professional medical assistance for severely injured individuals. 
  • Exchange Information: Share and collect personal and insurance details with the other parties involved in the accident. 
  • Report to the DMV: If any of the following conditions are met, an Oregon Traffic Accident and Insurance Report must be filed with the DMV: 
  • Over $2,500 in damage to your vehicle 
  • Over $2,500 in damage to any vehicle requiring towing 
  • Over $2,500 in property damage not related to a vehicle 
  • Any injury or death as a result of the accident 

What Penalties Exist for Not Reporting an Accident in Oregon? 

Failure to report an accident as required could lead to penalties, including potential license suspension. 

How is Liability Determined in an Oregon Car Accident? 

Liability in an Oregon car accident lawsuit is dependent on the evidence presented, Oregon law, and other contributing factors. To succeed in a claim, evidence must substantiate that another party’s negligence caused the accident and resultant injuries. Settlements may be offered based on the evidence, or the case may proceed through legal channels where a judge or jury will decide liability and compensation. 

Is Legal Advice Necessary in Certain Circumstances? 

In specific situations, such as those involving personal injury or driving under the influence, securing legal advice is highly recommended.