Why Should I Hire a Local New Hampshire Car Accident Attorney?
If you find yourself involved in an automobile accident in New Hampshire, it’s advisable to seek the counsel of a local personal injury attorney. A local attorney is well-versed in state-specific laws and regulations, and can offer unique insights that could be beneficial to your case. These professionals are skilled at dealing with insurance companies to ensure you receive the maximum compensation available.
What is the Statute of Limitations for an Automobile Accident in New Hampshire?
In New Hampshire, the statute of limitations for automobile accidents is 3 years from the date of the accident.
What Standard of Negligence is Applied in New Hampshire?
New Hampshire follows a system of Modified Comparative Negligence. According to N.H. Revised Statute § 507:7-d, a plaintiff who is 51% or more at fault cannot recover damages. However, a plaintiff who is 50% or less at fault may recover damages proportionate to their degree of fault.
Is New Hampshire a Fault or No-Fault State for Automobile Accidents?
New Hampshire operates on a “fault” system when it comes to automobile insurance and accidents.
What are the Minimum Insurance Requirements in New Hampshire?
Interestingly, New Hampshire does not universally mandate automobile insurance. However, if you opt to purchase insurance, the minimum liability coverage is $25,000 for bodily injury per person, $50,000 for bodily injury per accident, and $25,000 for property damage. Additionally, $1,000 in medical payments coverage and uninsured motorist coverage equal to the liability limits are required.
What are the Insurance Requirements for Rental Cars in New Hampshire?
New Hampshire does not have specific statutory laws that apply to car rentals. It’s important to consult the terms of your rental agreement and personal liability policy to determine which is primary in covering any incurred damages.
What Procedures Should Be Followed After an Automobile Accident in New Hampshire?
In the unfortunate event of an accident causing over $1,000 in damages or resulting in injury or death, you are required to file a New Hampshire Motor Vehicle Accident Report (Form DSMV 400) within 15 days. Failure to do so, particularly in cases involving injury or death, could result in felony charges. Information exchanged at the scene should include contact details, insurance information, and any witness accounts.
How is Liability Determined in a New Hampshire Automobile Accident?
Liability determination depends on the presentation of evidence, interpretation of New Hampshire laws, and additional contextual factors. Plaintiffs must provide compelling evidence of the other party’s negligence in order to be considered for a settlement or judicial proceedings. Final decisions on liability and compensation are made by a judge or jury if the case goes to court.