Car accidents in Missouri are causing severe physical injuries and damage

Why Should I Hire a Local Missouri Car Accident Lawyer? 

Engaging a local Missouri personal injury lawyer can offer you numerous advantages. Not only are they familiar with Missouri’s specific legal environment, but they also understand the local community, its nuances, and other non-legal factors that may influence your case. Given that insurance companies are often looking to minimize what they pay, a local attorney can be a strong advocate for you to make sure you get the best compensation possible. 

What is the Statute of Limitations for Automobile Accidents in Missouri? 

In Missouri, the statute of limitations for filing a lawsuit after an automobile accident is 5 years. 

Which Negligence Standard Applies to My Automobile Accident Case in Missouri? 

Missouri follows a pure comparative fault system. This means that if you are found to be partially at fault for an accident, your recovery will be reduced proportionally by your percentage of fault. 

Is Missouri a Fault or No-Fault State for Automobile Accidents? 

Missouri is a fault-based state for automobile insurance. 

What Are the Automobile Insurance Requirements in Missouri? 

In Missouri, drivers are required to have liability insurance that provides a minimum of $25,000 per person for bodily injury, $50,000 per accident for bodily injury, and $25,000 per accident for property damage. Additionally, uninsured motorist coverage is required with minimum limits of $25,000 per person and $50,000 per accident for bodily injury. Proof of insurance must be shown when registering a vehicle and renewing license plates. 

What Insurance Requirements Apply to Rental Cars in Missouri? 

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In Missouri, the insurance coverage provided by the car rental company is considered secondary to the renter’s own insurance policy. According to Missouri case law, the renter’s insurance is the primary coverage, and escape clauses in rental agreements are enforceable (Irvin v. Rhodes, 929 S.W.2d (Mo. 1996)). 

What Should I Do If I Am Involved in an Automobile Accident in Missouri? 

• Safely move your vehicle off the road if possible. 
• Check for injuries and call an ambulance if needed. 
• Contact the police. 
• Use flares, reflectors, or flashlights to alert other drivers if necessary. 
• Exchange necessary information with all parties involved. 
• Remain at the scene until told otherwise by authorities. 
• Contact your insurance company as soon as possible. 

When Should I File an Accident Report in Missouri? 

You should file a Missouri Accident Report with the DMV if: 

• The accident occurred within the last year. 
• The accident happened in Missouri. 
• Someone involved did not have liability insurance. 
• The accident resulted in more than $500 in damages, personal injury, or death. 

How is Liability Determined in Missouri? 

In Missouri, liability in a car accident lawsuit will depend on the evidence provided, the law, and other circumstances. A claimant will need to present supporting evidence that proves another party’s negligence likely caused the accident. A plaintiff with substantial evidence might be offered a settlement or may proceed through legal channels. A judge or jury will ultimately determine liability and compensation in a court trial. 

What Resources Are Available for Post-Accident Guidance? 

Consulting with legal professionals and maintaining detailed records can aid in navigating the complexities that come with car accidents. Keep all your evidence and correspondence well-organized for future reference.