Why Should I Hire a Local Mississippi Car Accident Lawyer? 

If you’re involved in a car accident in Mississippi, it’s wise to consult a local personal injury attorney. Local attorneys not only understand the legal landscape but are also familiar with the community, local courts, and other non-legal factors that could influence your case. Insurance companies typically aim to minimize the compensation they pay out; a local attorney will negotiate aggressively on your behalf to ensure you receive the compensation you deserve. 

What is the Statute of Limitations for Automobile Accidents in Mississippi? 

The statute of limitations for automobile accidents in Mississippi is 3 years. 

Which Negligence Standard Applies to My Automobile Accident Case in Mississippi? 

Mississippi follows a pure comparative fault standard, as per Miss. Code § 11-7-15. This means that even if you are partially at fault for the accident, you can still recover damages. However, your damages will be reduced by the percentage of your fault. 

Is Mississippi a Fault or No-Fault State for Automobile Accidents? 

Mississippi is a fault state for automobile accidents. 

What Are the Automobile Insurance Requirements in Mississippi? 

Mississippi law requires that each driver carry liability insurance with a minimum of $25,000 per person per accident and $50,000 per accident for bodily injury, and $25,000 per accident for property damage. Uninsured/underinsured motorist coverage is not mandatory. Proof of insurance must be maintained in the vehicle. 

What Insurance Requirements Apply to Rental Cars in Mississippi? 

Mississippi doesn’t have specific case or statutory law dealing with car rental insurance. However, given the state law making motor vehicle insurance mandatory (§ 63-15-4), the responsibility for providing insurance likely rests with the party having an insurable interest in the vehicle, often the rental company. Consult the rental agreement and your own insurance policy to determine which insurance coverage is primary. 

What Should I Do If I Am Involved in an Automobile Accident in Mississippi? 

If all parties agree on the circumstances and responsibilities for repairs, Mississippi does not require you to report the accident to the Department of Public Safety. Nonetheless, it’s advisable to call local law enforcement for serious accidents. Make sure to collect names, addresses, driver’s license numbers, tag numbers, vehicle descriptions, and insurance information from all involved parties. Document details of the accident and obtain copies of any police reports for your records. 

How is Liability Determined in Mississippi? 

Liability for an accident is determined based on the evidence provided, Mississippi law, and other relevant factors. A claimant needs to furnish evidence to establish that the negligence of another party likely caused the accident and the subsequent injuries. Depending on the evidence, a settlement may be offered, or the case may proceed to court where a judge or jury will decide on liability and compensation. 

What Resources Are Available for Post-Accident Guidance? 

Legal professionals can help navigate the complexities of personal injury law. You should also keep records of all accident details and interactions with insurance companies, witnesses, and other involved parties for future reference.