Why Should I Hire a Local Minnesota Car Accident Lawyer? 

In the event of a car accident in Minnesota, hiring a local personal injury attorney can be advantageous. Local attorneys are knowledgeable about Minnesota’s unique laws and regulations concerning auto accidents, and their familiarity with local courts and community issues may provide useful insights for your case. Dealing with insurance companies can be challenging, but a local attorney will diligently negotiate to make sure you receive the maximum compensation possible for your injuries and losses. 

What is the Statute of Limitations for Automobile Accidents in Minnesota? 

The statute of limitations for filing a lawsuit in Minnesota related to an automobile accident is 3 years. 

Which Negligence Standard Applies to My Automobile Accident Case in Minnesota? 

Minnesota follows a modified comparative negligence standard under Minn. Stat. § 604.01. You can recover damages as long as your fault is equal to or less than that of the defendant(s). However, if your fault is 50% or higher, you cannot recover from two or more defendants whose fault is each less than 50%, unless they were involved in a joint venture. 

Is Minnesota a Fault or No-Fault State for Automobile Accidents? 

Minnesota is a No-Fault state for automobile accidents. 

What Are the Automobile Insurance Requirements in Minnesota? 

Minnesota law requires that each licensed vehicle carry personal injury protection (PIP), liability, uninsured, and underinsured motorist coverage. PIP coverage must be at least $40,000 per person per accident, including $20,000 for medical expenses and $20,000 for non-medical expenses like lost wages. Liability coverage should be at least $30,000 for injuries to one person, $60,000 for injuries to two or more people, and $10,000 for property damage. Uninsured and underinsured coverage must each be at least $25,000 for injuries to one person and $50,000 for injuries to two or more people. 

What Insurance Requirements Apply to Rental Cars in Minnesota? 

As of August 1, 2007, the liability coverage of a car rental company is secondary to the renter’s own auto insurance policy under Minn. Stat. § 65B.49(5a). Your personal auto insurance policy should extend its benefits to cover rented vehicles and also cover “loss of use” charges. 

What Should I Do If I Am Involved in an Automobile Accident in Minnesota? 

After an accident, you must stop your vehicle immediately. If someone is injured, provide or call for emergency help immediately. You’re not required to call the police if only property damage is involved, but you must provide your name, address, birth date, and vehicle registration number to the other parties and to the police if they are involved. You are also obligated to present your insurance information upon request. 

How is Liability Determined in Minnesota? 

Liability for a car accident in Minnesota depends on various factors, including the evidence presented, state law, and other circumstances. A claimant needs adequate evidence to establish that another party’s negligence likely caused the accident and led to injuries. A settlement may be offered based on the strength of the evidence, or the case may proceed to court where a judge or jury will decide liability and compensation. 

What Resources Are Available for Post-Accident Guidance? 

You should always consult with legal professionals to guide you through the complex landscape of personal injury law. Additionally, it may be helpful to review Minnesota’s driver’s manual and state vehicle codes for detailed information about what to do in the event of an accident.