Why Should I Hire a Local Maryland Car Accident Attorney? 

Engaging the services of a local Maryland car accident attorney can offer you crucial advantages. Not only does a local attorney possess a deep understanding of Maryland’s specific laws and regulations, but they are also familiar with the local community and how it might impact your case. They can adeptly navigate conversations with insurance companies, who frequently aim to minimize the compensation you receive, ensuring that you obtain the most favorable outcome possible. 

What is the Statute of Limitations for Automobile Accidents in Maryland? 

In Maryland, you have a window of 3 years from the date of the accident to file a lawsuit. Missing this deadline typically prevents you from pursuing any legal action regarding the incident. 

What Negligence Standard Does Maryland Apply to Car Accident Cases? 

Maryland employs a standard of pure contributory negligence. This means that if you bear even a minor percentage of fault in the accident, you may be ineligible to receive any compensation from the other party involved. 

Is Maryland a Fault-Based or No-Fault State for Car Accidents? 

Maryland operates under a fault-based system. This means that the party found to be at fault for the accident is liable for any damages or injuries caused. 

What Are the Automobile Insurance Requirements in Maryland? 

Maryland mandates that each driver carry bodily injury coverage of $30,000 per person and $60,000 per accident. Additionally, each driver must maintain property damage coverage of $15,000 per accident. Uninsured motorist coverage, matching the aforementioned amounts, is also obligatory. 

What Are the Insurance Requirements When Renting a Car in Maryland? 

As of January 1, 2020, in Maryland, a car renter’s personal auto insurance serves as the primary coverage. There are specific exceptions, such as when the rental car serves as a “replacement vehicle” during the period your owned vehicle is unavailable due to damage, repairs, or similar reasons. Additionally, if your insurance is provided by the Maryland Automobile Insurance Fund, alternative rules may apply. 

What Procedures Should Be Followed After a Car Accident in Maryland? 

In the event of an accident in Maryland, it is your civic duty to check on the well-being of all parties involved. Should injuries be present, call for medical assistance immediately. After ensuring everyone’s safety, you are obligated to exchange car insurance details, driver’s license numbers, and license plate numbers with all involved parties. Contacting your insurance company as promptly as possible is also advised. 

What Reporting Requirements Exist for Car Accidents in Maryland? 

If the accident results in any injuries and a police officer is not present, it is mandatory to file a report with the Maryland Motor Vehicle Administration (MVA). However, if the accident only results in property damage, a report is not necessary, irrespective of the cost of the damage incurred. 

What Are the Consequences of Driving Uninsured in Maryland? 

Insurance compliance is stringently enforced in Maryland. If you are caught driving without adequate insurance coverage, you risk losing your driver’s license. 

What Should I Do If I Sustain Injuries in a Car Accident? 

If you or any passengers in your vehicle suffer injuries during an accident, consulting a personal injury attorney prior to accepting any out-of-court settlements is highly recommended. 

How Are Liability Decisions Made in Maryland Car Accident Lawsuits? 

Decisions on liability depend on various factors, such as the evidence presented, Maryland law, and other circumstances. Claimants must provide sufficient evidence to demonstrate that another party’s negligence contributed to the accident and the resulting injuries. This may lead to an offered settlement or progression to formal legal proceedings, where a judge or jury will ultimately determine liability and compensation.