Why Should I Hire a Local Hawaii Car Accident Attorney?
Enlisting the services of a local Hawaii personal injury lawyer can offer distinct advantages. A locally-based attorney is not only versed in state-specific regulations but also understands the unique aspects of the community, enabling them to provide more targeted assistance. Moreover, such an attorney can effectively negotiate with insurance companies, striving to secure the most favorable compensation for you.
What Is the Statute of Limitations for Automobile Accidents in Hawaii?
In Hawaii, the statute of limitations for filing a lawsuit related to an automobile accident is two years from the date of the incident.
Which Standard of Negligence Is Applied in Hawaii?
Hawaii adheres to a modified comparative negligence model. Under this system, you are eligible for compensation if your fault is not greater than the combined fault of the defendants. However, the damages you can recover will be reduced in proportion to your own level of fault, as per Haw. Rev. Stat. § 663-31.
Is Hawaii a Fault or No-Fault State Regarding Automobile Accidents?
Hawaii operates under a no-fault insurance system, meaning each driver’s insurance covers their own injuries regardless of who caused the accident, up to a certain limit.
What Are the Minimum Automobile Insurance Requirements in Hawaii?
Hawaii mandates that drivers maintain a minimum of $10,000 per person in personal injury protection (PIP), along with $20,000 per person and $40,000 per accident in bodily injury liability coverage. Additionally, drivers are required to have $10,000 in property damage liability coverage. Uninsured or underinsured motorist coverage is optional.
What Insurance Provisions Apply to Rental Cars in Hawaii?
In Hawaii, the insurance coverage provided by rental car companies is considered secondary to the renter’s own liability policy, provided certain conditions are met. These conditions include disclosing the renter’s information to any injured party and ensuring that a suit may be filed against the responsible renter, among others, according to Haw. Stat. § 431:10C-305.5.
Hawaii Accident Reporting Guidelines
What Actions Should You Take in a Minor Accident in Hawaii?
In Hawaii, minor accidents involving no injuries and less than $3,000 in damages do not necessitate a police report. However, it’s advisable to report most incidents due to the complexity of determining repair costs. In clearly minor incidents, it’s sufficient to move the vehicles out of traffic and exchange essential information with the other driver.
What Actions Should You Take in a Serious Accident in Hawaii?
For severe accidents, it’s mandatory to stay at the accident scene. Failing to do so constitutes a felony, carrying severe penalties such as imprisonment, license revocation, and hefty fines. If it’s feasible, move the vehicles out of traffic. Otherwise, contact the police and, if required, medical services.
What Information Should Be Exchanged After an Accident?
After an accident, it’s important to exchange names, addresses, and vehicle registration numbers with the other parties involved. In the event of claimed injuries, driver’s license numbers should also be exchanged.
What Steps Should Be Taken if You Hit an Unoccupied Vehicle?
If you collide with a parked car, attempt to locate the owner. If unsuccessful, you are obligated to leave a note containing your name, contact details, and a description of the incident.
How Does Insurance Work in Hawaii?
Given that Hawaii is a no-fault state, your own insurance covers your injuries irrespective of who was at fault. It is crucial to report the accident to your insurance provider promptly. Though the no-fault system can seem convoluted, it generally serves to limit your liability exposure.