Why Should I Hire a Local Arkansas Car Accident Lawyer? 

Hiring a local personal injury attorney in Arkansas can offer various advantages. A local lawyer will be more familiar with community norms and local regulations, providing tailored advice and strategies. They can also more efficiently handle insurance negotiations to get you the compensation you deserve for medical expenses, lost wages, and more. 

What Is the Statute of Limitations for Car Accidents in Arkansas? 

The statute of limitations for filing a lawsuit for a car accident in Arkansas is 2 years. 

What Negligence Standard Is Applied in Arkansas Car Accident Cases? 

Arkansas follows a modified comparative negligence standard. According to A.C.A. § 16-64-122, if you are equally or more at fault than the other party, you cannot recover damages. 

Is Arkansas a Fault or No-Fault State for Car Accidents? 

Arkansas operates under a fault-based system when it comes to car accidents. 

What Are the Minimum Automobile Insurance Requirements in Arkansas? 

The state of Arkansas requires drivers to have a minimum of $25,000 for bodily injury or death to one person, $50,000 for bodily injury or death to multiple people in one accident, and $25,000 for property damage. Additionally, drivers must be offered the option to purchase uninsured/underinsured motorist and personal injury protection coverage when they apply for liability insurance. 

What Insurance Requirements Apply to Rental Cars in Arkansas? 

In Arkansas, rental car company liability policies act as excess coverage. According to Ark. Code § 27-19-713(l), primary liability coverage must extend to temporary substitute vehicles rented or leased from a rental company. 

Arkansas Car Accident Guidelines 

Filing Reports 

If you are involved in a car accident-causing injury, death, or property damage exceeding $1,000, you are required to complete the Motor Vehicle Accident Report (SR-1) within 30 days, regardless of who is at fault. If injuries prevent you from doing so within that timeframe, you may file when capable. 


  • SR-1: Report of the accident that led to significant property damage or injury. 
  • SR-21: This form must be completed by your insurance provider to verify that you had the necessary coverage at the time of the accident. 

Determining Liability in Arkansas Car Accidents 

In Arkansas, establishing liability involves gathering evidence to demonstrate that another party’s negligence led to the accident and your resulting injuries. With enough evidence, you may be offered a settlement or may proceed with formal legal action. If the case goes to court, a judge or jury will determine liability and the extent of compensation.