Why Should I Hire a Local Alabama Car Accident Attorney? 

Local Alabama personal injury attorneys are experts at representing individuals who have been physically or emotionally injured in vehicular accidents. A local attorney, familiar with the community, may offer a deeper understanding of the non-legal nuances affecting your case. They also engage with insurance companies on your behalf, aiming to secure the highest possible compensation for you. 

The aftermath of an accident can bring about financial and emotional burdens, including mounting medical bills and stress that can disrupt daily life. Facing these challenges alone is not necessary; an experienced local attorney can guide you through this challenging time. 

What Is the Statute of Limitations for Car Accidents in Alabama? 

The statute of limitations for filing a lawsuit related to a car accident in Alabama is 2 years. 

What Standard of Negligence Applies to Alabama Car Accident Cases? 

Alabama follows the standard of pure contributory negligence, employing affirmative defenses under A.R.C.P. Rule 8(c). 

Is Alabama a Fault or No-Fault State for Car Accidents? 

Alabama operates under a fault-based system for car accidents. 

What Are Alabama’s Automobile Insurance Requirements? 

Alabama law mandates that drivers maintain a minimum of $25,000 in insurance coverage for bodily injury or death to one individual per accident, and $50,000 for injury or death to multiple individuals in a single accident. A minimum coverage of $25,000 for property damage in a single accident is also required. Uninsured/underinsured motorist coverage is not mandated. 

What Are the Insurance Guidelines for Rental Cars in Alabama? 

Alabama lacks specific case or statutory laws for rental car insurance. It is advised to scrutinize the terms of the rental agreement and the renter’s liability policy to determine which offers primary coverage. 

What Are Alabama’s Accident Reporting Guidelines? 

In Alabama, you are required to file form SR-31 with the Driver License Department of the Department of Public Safety for accidents resulting in a specific dollar amount of damages, death, or personal injury where the at-fault driver is uninsured. 

Mailing Address for SR-31 form: 

Department of Public Safety
Safety Responsibility Unit
P.O. Box 1471
Montgomery, AL 36102 

How Do I Provide Proof of Liability Insurance in Alabama? 

All vehicle owners in Alabama must carry liability insurance. Proof of such insurance must be provided to the state after an accident. Law enforcement will record this information if they are on the scene. Otherwise, a Proof of Liability Insurance form needs to be filed. 

Mailing Address for Proof of Insurance form: 

Driver License Department
Safety Responsibility Unit
P.O. Box 1471
Montgomery, AL 36102 

How Can I Reinstate a Suspended License in Alabama? 

If your driver’s license has been suspended due to an accident and no civil action has been filed against you within the past 2 years, you can apply for reinstatement. To do so, complete and submit form SR-33, the No Court Action Statement. 

How Do I Obtain Release from Further Liability? 

Upon settling all damages related to an accident, you must complete and submit form SR-58 to be released from further liability. 

What Are the Terms for Conditional Release in Alabama? 

If you are at fault for an accident and have established installment payment arrangements with the other party, you need to complete and submit form SR-59 to document these arrangements. 

How Are Decisions Regarding Liability Made in Alabama? 

Liability decisions in car accident lawsuits hinge on the evidence presented, applicable Alabama laws, and other pertinent factors. A claimant must provide sufficient evidence to prove the negligence of another party. The case may settle out of court or proceed through legal channels, where a judge or jury will decide on liability and compensation.