Car accidents in North Carolina are causing severe physical injuries and damage

Why Should I Hire a Local North Carolina Car Accident Attorney? 

Engaging a local North Carolina personal injury attorney specializing in car accidents can provide invaluable support both legally and emotionally. Attorneys well-versed in local norms and legislation are better equipped to guide you through the intricacies of your case. They can adeptly handle communications with insurance companies, which often aim to minimize payouts. A community-based attorney will strive to secure the optimal compensation for you. 

What Is the Statute of Limitations for an Automobile Accident in North Carolina? 

In North Carolina, you have a three-year window from the date of the accident to file a lawsuit. Failure to adhere to this timeline could forfeit your right to seek legal remedy. 

Which Standard of Negligence Does North Carolina Apply to Automobile Accidents? 

North Carolina follows a “Pure Contributory Negligence” standard, even in products liability cases, as stipulated by N.C.G.S. § 99B-4. This means that if you are found to have even a minimal percentage of fault in the accident, you may be ineligible to recover any damages. 

Is North Carolina a Fault or No-Fault State Regarding Automobile Accidents? 

North Carolina operates under a “fault” system, meaning the party found to be at fault for the accident is responsible for any damages incurred. 

What Are North Carolina’s Automobile Insurance Requirements? 

In North Carolina, drivers are mandated to carry liability insurance with minimum coverage of $30,000 for bodily injury or death per person, per accident, and $60,000 for bodily injury or death to multiple persons in one accident. Additionally, drivers must have at least $25,000 in coverage for property damage. Uninsured motorist coverage is also a requirement, aligning with the aforementioned minimums. 

What Are the Insurance Requirements for Rental Cars in North Carolina? 

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According to North Carolina law, rental car companies are required to offer liability insurance covering both the renters and the owner of the vehicle. Two statutes, N.C. Stat. § 20-279.21(b)(2) and N.C. Stat. § 20-21, detail these requirements. In situations involving multiple insurance policies, the division of responsibility may be determined on a pro rata basis, as specified in prior case law. 

What Steps Should One Take After an Automobile Accident in North Carolina? 

• Do not leave the scene, as fleeing is a criminal offense. 
• If possible, move all involved vehicles off the road to avoid further collisions. 
• Offer immediate assistance to any injured individuals, unless moving them poses immediate risks. 
• Contact law enforcement to file an accident report. 
• Exchange essential information such as name, address, driver’s license number, and insurance details with all involved parties. 
• Attempt to obtain contact information from witnesses. 

What Are the Legal Obligations for Reporting an Automobile Accident? 

You are required to report the accident immediately to local authorities if it results in death, injury, or property damage exceeding $1,000. Failure to comply may result in legal complications and the suspension of your driver’s license. 

What Should You Do If You Collide with a Parked Car in North Carolina? 

Should you hit a parked car, make every effort to locate the owner. If unsuccessful, you are obligated to leave a note with your contact and insurance details. Follow this up by reporting the incident to the appropriate law enforcement agencies. Ignoring these steps may qualify the incident as a hit-and-run. 

How Are Liability Decisions Made in North Carolina? 

Liability determinations in automobile accidents are largely dependent on the evidence presented, state law, and other variables. If substantial evidence supports your claim, you may receive a settlement offer or opt for formal legal procedures. In cases that proceed to court, a judge or jury will make the final determination regarding liability and compensation.