Car accidents in Georgia are causing severe physical injuries and damage

Why Should I Hire a Local Georgia Car Accident Attorney? 

Engaging a local Georgia car accident attorney offers significant advantages. Attorneys well-versed in Georgia’s specific laws and local practices can provide more effective representation. With intimate knowledge of the community, local insurance companies, and the court system, a local attorney can guide you through the complexities of your case while negotiating for the best compensation from insurers who often aim to minimize payouts. 

What is the Statute of Limitations for Automobile Accidents in Georgia? 

In Georgia, the statute of limitations for filing a personal injury claim resulting from an automobile accident is 2 years, while for property damage it is 4 years. It’s essential to initiate your case within this timeframe to preserve your legal rights. 

Which Standard of Negligence is Applied in Georgia? 

Georgia employs a “modified comparative negligence” model. This means that you can still recover damages if you’re less than 50% at fault for the accident. However, your recoverable damages will be reduced in proportion to your percentage of fault. 

Is Georgia a Fault or No-Fault State Regarding Car Accidents? 

Georgia is a “fault” state. This means that the party found to be at fault for the car accident is liable for damages to all other parties involved. 

What Are the Minimum Auto Insurance Requirements in Georgia? 

Georgia law mandates that all drivers have liability insurance with minimum coverage limits of $25,000 per person for bodily injury, $50,000 per incident for bodily injury, and $25,000 per incident for property damage. Physical damage coverage and uninsured motorist insurance are not obligatory but are strongly recommended. 

What Insurance Standards Apply to Rental Cars in Georgia? 

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In Georgia, the renter’s liability coverage is considered primary in instances of accidents involving rental cars. The rental car company’s insurance serves as secondary coverage. Various court decisions have further clarified scenarios involving additional authorized renters who are not signatories to the rental contract. 

What Actions Are Recommended After a Car Accident in Georgia? 

Georgia law requires you to immediately stop at the scene of the accident and, if necessary, move to a safe location. Report the accident to local law enforcement if there are injuries, fatalities, or property damage exceeding $500. It’s also advisable to offer assistance to the injured and exchange relevant information with all parties involved while awaiting law enforcement. 

What Should I Do If Law Enforcement Isn’t Called to the Scene? 

If the police do not arrive at the accident scene, you should complete a Personal Report of Accident. Although not to be submitted to any government agency, this form serves as an important record of the incident and could be useful for future legal considerations. 

How Are Liability Decisions Made in Georgia Car Accidents? 

Determining liability in Georgia involves evaluating evidence, understanding state laws, and other contributory factors. A well-supported claim may lead to an out-of-court settlement. Alternatively, if legal action is initiated, a judge or jury will assess the evidence to establish liability and determine the appropriate compensation. 

Remember, enduring a car accident’s aftermath can be a stressful experience, significantly impacting your life and finances. Opting for local legal support can make a profound difference in the outcome of your case.