Why Should I Hire a Local Delaware Car Accident Attorney? 

Engaging with a local Delaware personal injury attorney can significantly benefit victims of car accidents, both physically and emotionally. Being part of the same community, such lawyers bring not only their legal expertise but also a nuanced understanding of local factors that might influence your case. Additionally, a local attorney is well-equipped to negotiate assertively with insurance companies, which often aim to minimize payouts. 

What is the Statute of Limitations for Automobile Accidents in Delaware? 

The statute of limitations for filing a claim in the event of an automobile accident in Delaware is 2 years. 

What Legal Principle of Negligence Does Delaware Apply? 

Delaware employs a system of modified comparative negligence under 10 Del. C. § 8132. Here, the plaintiff is barred from recovering damages if found to be more negligent than the defendant(s). 

Is Delaware a Fault-Based State Regarding Auto Accidents? 

Yes, Delaware operates under a fault-based system for auto accidents. 

What are Delaware’s Minimum Insurance Requirements? 

In Delaware, it’s mandatory for vehicles to carry minimum liability insurance coverage of $25,000 per person and $50,000 per accident for bodily injury. Property damage coverage of $10,000 per accident is also required. Furthermore, Personal Injury Protection (PIP) coverage of at least $15,000 per person and $30,000 per accident is obligatory. However, carrying uninsured/underinsured motorist coverage is optional. 

What Insurance Provisions are in Place for Rental Cars in Delaware? 

Rental car companies in Delaware must maintain the state’s minimum liability insurance requirements. When such standards are met, liability is generally transferred to the renter’s personal auto insurance policy. A judge can dismiss a rental company from a lawsuit if it proves compliance with these minimum insurance limits. 

What Are Delaware’s Guidelines for Reporting an Accident? 

In Delaware, one must contact the local law enforcement agency under the following conditions: 

  • If there is any injury or death as a result of the accident. 
  • If the accident occurs on a public highway and causes more than $500 in damages. 
  • If any of the involved drivers seem to be under the influence of alcohol, drugs, or otherwise impaired. 

What Steps Should Be Taken Following an Accident? 

  • Stop your vehicle and remain at the scene. 
  • Exchange information with other involved parties, if possible. 
  • Collect descriptions of all vehicles and contact details of any witnesses. 
  • Report the accident if you’re the sole party involved, even if only your property is damaged. 

How is Liability Determined in Delaware Auto Accident Cases? 

Liability in Delaware car accidents is established based on the provided evidence, Delaware law, and various other considerations. A plaintiff needs to amass substantial evidence to show another party’s negligence as the cause of the accident. Depending on the case and the available evidence, a settlement offer may be presented, or legal procedures may be pursued. Final decisions about liability and compensation are made by either a judge or a jury. 

How Does Stress From Minor Injuries Affect Your Daily Life? 

Even minor injuries can result in significant medical expenses and emotional distress. This stress can impede your ability to carry out daily activities effectively. Should you find yourself in such a life-altering situation due to a car accident, remember that you don’t have to go through it alone. 

By knowing the specifics of Delaware’s accident reporting and liability laws, you’re better equipped to handle the complexities that come with a car accident.